Anesthesiologists are among the most difficult medical specialties when it comes to purchasing disability insurance due to the inherent risks of their occupation. Although there are many insurance providers today offering high quality coverage, Anesthesiologists are faced with a unique dilemma. This article provides a summary of important benefits...

Thriving on disaster! Is that too strong of a statement? I don't think so, because I don't see it as a negative comment. Some people might disagree, believing when a company or an entire industry thrives on something that is means taking advantage of their clients and prospective clients. Not so. Dictionary.com states that the word "thrives" means...

It has come to light over recent years that one of the key reasons Critical Illness claims can be rejected is because the policy holder did not supply the full information relating to a previous illness when the initial cover was taken out.  Though there are occasions when a fraudulent claim will be made through intentional withholding of...

The sole motto of an individual is to make sure that his or her family is leading a comfortable lifestyle. With a view to sophisticate their lifestyle, you might be willing to work extra hours, take up tedious tasks and sacrifice your personal interests for the greater good. When you are so keen about ensuring your family's well being, it is also...

The current market presents a great opportunity for physicians interested in obtaining an individual disability insurance policy. There are a number of insurance carriers offering comprehensive policies and interested physicians should aim to work with an agent or advisor who represents multiple carriers without any particular biases. Depending on...

For most people the ability to earn a living is their most important asset. Imagine you suddenly become sick or injured and are unable to work. How long would you be able to maintain your same standard of living without an income?  With the US savings rate at an all time low, few people, regardless of occupation or family situation have...