Many people need emergency cash and don’t know where to go to get it! It can be for any reason under the sun, such as emergency repairs, a delayed paycheck or bills due with no money to pay them on time. If you have an excellent credit history and earn a nice and steady salary, then you might try standing in line and applying at your local bank.But be sure to compare rates because compared to car title loans, bank loans can be very expensive. Auto title loans El Monte CA are low risk because they are secured loans. By only sending in the title to your car along with the car title loans El Monte application, you are eligible for lower rates with no credit check. Read on to find out more about title loans.